In addition to his director role at
Equifax, Neil Munroe is the president of the Association of
Consumer Credit Information Suppliers (ACCIS), the trade body that
represents the interests of European consumer credit bureaux and
associates from around the world.

Established in 1990, ACCIS is
headquartered in Brussels and now totals 37 consumer credit
reference agencies in 27 European countries and 3 associate
members.

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ACCIS key functions include:

  • To represent, promote and preserve the common interest of its
    members;
  • To liaise with a wide range of stakeholders, including the EU,
    government agencies, the public and third parties and
  • To coordinate the mutual interests of the members.

“To have an effective economy,
there needs to be an effective payments system, a credit reporting
system and thirdly, an asset register: the concept of being able to
use assets in a business as security for further lending,” says
Munroe.

Munroe is cautiously optimistic
that positive lessons are being learned from the crisis.

“In central bank and government
terms, things are moving quite quickly,” he adds.

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“At senior level, at G20 level,
people have got the message there was not enough data available
prior to the crisis.”

While a number of trade bodies have
witnessed shrinking membership since the crisis, business is brisk
for ACCIS.

“There is a growing interest in
ACCIS; we are recruiting on a regular basis,” Munroe says. “In
particular there is growing interest in Eastern Europe as the
region moves towards the enterprise system.”

See also:

FICO, Equifax: 1+1=3?