Japan-based Ogaki Kyoritsu Bank plans to adopt and install a
dozen palm-scanning biometric ATMs that will identify users by
scanning their palms instead of using debit cards.
Ogaki Kyoritsu aims to become Japan’s first lender to use
biometrics in ATM operations. The technical system for the
palm-scanning biometric is being created by IT solutions provider
Fujitsu.
The new ATMs will enable customers to prove their identity
simply by scanning their hands and entering a PIN number and the
date of birth after which, users will be allowed to access their
accounts via the scan alone to withdraw or deposit money or check
account balance, the bank has informed.
According to Ogaki Kyoritsu, a card-less
authentication system will be useful, especially for survivors of
the Tohoku earthquake and tsunami, in March 2011, who lost cards
and passbooks due to the natural disasters.
This is not the first time, however, that
Ogaki Kyoritsu has tried to innovate with its ATMs. In 2005, it
reportedly introduced a game to encourage customers to use its cash
points.
In May 2011, Turkey’s state-owned lender and the largest by
assets,
Ziraat Bank, announced plans of implementing biometric-dependent
ATMs in an interview with RBI and currently the ATMs
are operational.