Toronto-Dominion Bank had no grants in ecommerce as a theme in Q2 2024.

Recent Patents

Application: Automatic linking of loyalty accounts of authorized users to loyalty accounts of primary users (Patent ID: US20240211985A1)

The patent filed by The Toronto-Dominion Bank involves a system and method for automatically linking partner loyalty rewards accounts using authorized user and primary user information associated with an account. The system includes a communications module, memory storing instructions for linking loyalty accounts, and a hardware processor that authenticates a user, transmits account information to a financial institution system via an API, and links the loyalty accounts of the authenticated user and primary user upon verification.

The system allows for the linking of loyalty accounts based on credit account information, where the authenticated account is authorized on the primary account. It also enables the application of earned benefits associated with the primary user's loyalty account to the authenticated user's account upon linking. The method involves receiving credentials, authenticating the account, transmitting account information, and linking the loyalty accounts. Additionally, the system can return a failure message if the authenticated account is not authorized, preventing the linking of loyalty accounts. Overall, the patent aims to streamline the process of linking loyalty accounts between users and financial institutions through a secure and automated system.

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