All articles by Billy Bambrough

Billy Bambrough

Mixed results and job cuts at Barclays

Barclays, the UK’s second largest lender by assets, has announced an adjusted pre-tax profit of £5.2bn ($8.5bn) and a “statutory” pre-tax profit – after the cost of provisions and other charges is taken into account – of £2.9bn, down 86% year on year.

Fidor Bank begins expansion plans with the UK

Fidor Bank has had great success in its home market of Germany and is now planning on recreating that success over seas. Billy Bambrough talks to Fidor CEO Matthias Kröner and The Currency Cloud’s Mike Laven about how the bank intends to crack the tough UK market

Fidor Bank plans UK expansion

Germany based Fidor Bank has revealed it is planning to open its virtual doors in the UK during 2014, although an exact date could not be given.

Smartphone sales to “eclipse” feature phones – FICO

FICO has released research into consumer opinion on mobile banking by region, identifying how consumer attitudes towards to the fast growing channel differ around with world. Billy Bambrough examines the results of the report and explores what they mean for the future of mobile banking

Barclays selling packaged accounts online without terms and conditions

The UK based bank Barclays is selling one of its packaged accounts online despite the terms and conditions being unavailable.

Metro Bank would focus on mobile if it launched today says founder

Metro Bank co-founder Anthony Thompson has said that if he were to start a bank now he would do it differently to how he did with Metro in 2010.

Why aren’t we all using mobile cheque deposit?

CIBC has become the latest bank to roll out mobile cheque deposit and the first bank in Canada to use the feature. A common standard in US mobile banking apps the technology has not been picked up with enthusiasm elsewhere around the world. Billy Bambrough investigates

Mobile banking is coming to Glass

The next wave of mobile banking is almost here. The arguably over hyped smart watches seem quaint next to the possibility of a banking with a HUD. Billy Bambrough explores the banking possibilities of Google Glass

IE launch smartwatch banking app

A smartwatch banking app has been launched by UK software company Intelligent Environements (IE).

Addressing customer convenience with instant issuance

Timetric and Datacard Group conducted a roundtable discussion in Philippinnes that outlined the increased acceptance of instant card issuance and the opportunities it brings. The concept was argued in the rising card market, as a way of enhancing the front-end service of the bank in bringing speed and convenience to the customer. BPA’s Sruti Rao reports on key insights from the discussion