All articles by Douglas Blakey
Douglas Blakey
The false signal in today’s embedded banking regulatory environment
Chris Black explains why experienced banks see changing regulation as a reason to double down on risk management, not back away from it
What major sports events unveil about financial crime
Events like the World Cup do not change the nature of financial crime, they illuminate it, explains Lenny Gusel
The invisible economy: How digital finance can unlock growth across emerging markets
Murtaza Ali explains how fintechs can help unlock untapped economic growth by making access to financial tools more widespread via digital tools
The future of credit isn’t a score: It’s a stream of signals
The ability to understand borrower behaviour, activity and risk in real time will be key, argues Simon de la Rey, offering financial institutions an exciting opportunity to move beyond outdated credit scoring models
Why real-time finance is forcing retail banks to rethink infrastructure
Ravi Ranjan explores how the financial services industry is entering a new phase of infrastructure modernisation driven by growing demand for real-time financial operations, embedded services and continuous financial visibility
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The fraud hiding in plain sight at the application stage
Dave Rossi highlights why application fraud remains one of the least visible forms of financial crime despite the scale of losses and how siloed reviews allow organised fraud networks to operate undetected
Banks reduce headcounts globally as AI boosts efficiency
Banks in India, Vietnam & Germany cut jobs as AI boosts efficiency, automates service, reducing reliance on branches and human-led customer service for routine queries, writes Bhavya Patel
US banks have proven AI works -scaling it is now the real test
Ajay Bhandari discusses what separates banks that are scaling AI successfully from those stuck in pilot mode and what this means for the next phase of banking competition
Cloud maturity is the deciding factor for which banks actually scale AI
As AI adoption accelerates, cloud readiness is becoming a strategic prerequisite for moving from pilots to production, writes Deborah Koens
Shared context is King: Enhancing risk decisions with cross‑functional insights
Nauman Abuzar, VP of Risk & Compliance at SEON explores how shared context can strengthen fraud and AML decision-making