All articles by Douglas Blakey

Douglas Blakey

Fintech Scotland-backed nationwide innovation call launches to bridge the UK’s financial advice gap

Collaboration includes PwC, NatWest, Barclays, Lloyds Banking Group, Standard Life, M&G, Wesleyan and BNP Paribas Personal Finance. The UK-wide innovation challenge aims to help consumers navigate financial choices with greater confidence

Designing financial services to empower customers

As banks race to digital, Ben Goldin argues that behavioural finance and hyper-personalisation hold the key to rebuilding trust and intimacy once built through in-branch relationships

Diversity in FinTech: Why leaders must build it from within

If business leaders want real innovation, they need to build diversity directly into their culture, not tack it on as a side initiative, explains Monica Eaton

The human dividend in digital banking: Why care still outranks code

The paradox of digital banking. Dr Gulzar Singh explains how banks can rebuild loyalty by remembering that speed and automation are not enough

Canada prepares for open banking

Last autumn, the Canadian government announced plans for legislation to introduce and regulate open banking but, with the recent political turmoil, the new legislation hasn’t been introduced, Robin Arnfield writes

A new era of financial service: The convergence of banking and telecom

In the first of a series of four articles, Pablo Cella discusses the growing convergence between banking and telecommunication services, highlighting how a mobile-first world is blurring the lines between these industries

AxCNH and e-CNY are proof of the strategic importance of digital currencies

Blandina Szalay highlights the shift in China’s strategy towards digital currencies and why its significance extends far beyond payments

Operational transparency: The new currency of trust

Protecting customers when silence is no longer acceptable. Transparency is the assurance that when something goes wrong the customer will not be left in the dark writes Dr Gulzar Singh

SMEs are the backbone of Mexico’s economy, but it’s time their banking caught up

Despite making up 95% of all businesses in the country, Mexico’s five million SMEs are woefully underserved by their banking system, writes Carlos Marmolejo

The evolution of cognitive banking

Udi Ziv explains how cognitive banking leverages advanced data analytics and predictive modelling to analyse customers’ financial behaviour, understand their current needs, predict their future needs and deliver contextual offers and guidance