All articles by Douglas Blakey

Douglas Blakey

Is there such a thing as a low-risk financial platform anymore?

Dave Rossi explains why every financial platform – and customer – is at risk from fraudsters and why collaboration and information sharing are fundamental to fighting back

How can compliance keep up with AI agents? 

As traditional risk frameworks aren’t built for agent-to-agent commerce, Nejc Korosec explains why the industry urgently needs to develop the equivalent of KYC for the agentic era: KYA, or Know Your Agent

Instant payments: technology imperatives for banking leaders

Achieving success in the instant payments era is not just about processing transactions faster. Radha Suvarna explains why it should be about designing for real-time value

Banks are deploying AI faster than they can govern it

As banks race to deploy AI agents, governance is emerging as the major obstacle to adoption. Jawwad Rasheed explores how banks can transform governance into an enabler for safe AI deployment

Rethinking data centre strategy as a business imperative, not just an IT decision

John Carey assesses the regulatory factors shaping cloud adoption and hybrid IT design and discusses how banks renewed investment in data centres fits within their long‑term modernisation roadmaps

Buying volume or scope: Which M&A strategy will deliver most customer value in acquiring?

Following upon recent significant sector M&A activity, Chris Jones examines the two competing M&A strategies currently reshaping the payments industry

Why playing it safe in a volatile world is the riskiest strategy of all

Michael Bourque explains why a more balanced global strategy can help companies build resilience by spreading revenue across regions, giving more flexibility when demand softens, costs rise or policy changes in one part of the world

Why creating an agentic bank is harder than it looks

Raman Korneu explains why AI is the first major financial innovation in decades to operate at the very core of a bank, and why retrofitting legacy systems is proving harder and costlier than building new

Why customers still experience one bank

Dr Gulzar Singh reflects on how customers move across physical and digital channels and why continuity across those journeys is becoming increasingly important for financial institutions

How consolidation is reshaping growth strategies for Canadian credit unions

Vishnu Singh discusses the challenges and opportunities facing Canadian credit unions as the sector continues to consolidate and explains why future consolidation may look less like contraction and more like transformation