All articles by Douglas Blakey

Douglas Blakey

The race to embrace AI: Fintechs vs big banks

Ryan Cox warns that incumbent, major banks must keep up with agile fintechs in the AI race and advises how they can ensure they are not left behind in 2025 in the AI race

RBC FY2024 net income +11% boosted by HSBC deal, strong wealth management metrics

RBC beats analyst forecasts for the fourth quarter and full year on solid average volume growth and higher spreads in retail and commercial banking and higher corporate & investment banking revenue in capital markets

How US banks must overcome broken data to achieve their version of open banking

The majority of US banks are unprepared for open banking. Karthik Narayan sets out a pathway to ensure they can meet regulatory requirements and tap into the market opportunities offered by embracing open banking

Striking the right balance to combat rising APP fraud in the US

The US shouldn’t rush to implement a three-day hold on suspicious rapid payment transactions. This could be bad for business and the consumer, and there are better ways to address the growing fraud risk, explains Frank Moreno

What’s next for BaaS?

BaaS in its original format has endured a challenging time under increased regulatory scrutiny. Alex Mifsud, CEO of Weavr sets out a compelling alternative strategy

Saxo Bank launches 2025 Outrageous Predictions

Saxo Bank’s Chief Macro Strategist, John Hardy discusses this year’s outrageous predictions with RBI editor Douglas Blakey

The future of lending decisioning: Embracing data-driven insights

Paul O’Sullivan discusses the transformative impact of data analytics and automation on lending processes and how by leveraging diverse data sources and automating decision-making, lenders can enhance operational efficiency, improve customer experiences, and build trust

Will the UK set the global precedent for fraud reimbursement rules?

On 7 October 2024, the UK introduced a mandatory reimbursement scheme for victims of APP fraud. Silvija Krupena looks at whether the UK’s approach is the right one and whether it will set a precedent

KPMG UK joins FinTech Scotland further boosting fintech innovation in Scotland

Fintech Scotland’s cluster already includes over 250 fintech SMEs, 35 established financial and professional services institutions, global technology enterprises, academia, regulators and a supportive public sector

Bridging the gap: the barriers to ethnic minority led business growth

Emma Lovell discusses the critical role of banks and lenders in unlocking the untapped potential of ethnic minority led businesses and further steps banks should take to better serve this market segment