All articles by Douglas Blakey
Douglas Blakey
When financial judgement becomes infrastructure
Dr Gulzar Singh explores how judgement in modern banks has gradually shifted into operating structures and workflows, and why responsibility has not been redesigned to match that shift
Interview: Unlimit’s Yulia Shevchenko on the regulatory reality behind global fintech expansion
Fintechs often describe themselves as “global” – but few understand what it truly takes to operate globally at scale. Yulia Shevchenko, Head of Authorisations at Unlimit, does
Give To Gain: International Women’s Day 2026 financial sector leader comments
The theme of IWD 2026, Give to Gain, is designed to encourage a mindset of generosity and collaboration
Quantum Computing – a game-changer for insurance?
Quantum computing holds promise for complex financial modelling, but current technology is limited by noise and qubit count, with practical applications still years away, despite theoretical speed-ups, explains Mark Brown
How lenders are transforming loan servicing for the AI/ML, GenAI, and Agentic Era – new Celent report alert
The report is timely as lenders consider the purchase of new, next generation loan servicing systems at the same time as the business imperative to add AI to platforms is intense
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Why SVB still matters – and what banks must do now to avoid the next crisis
Stas Melnikov, Head of Quantitative Research and Risk Data Solutions at SAS discusses the key lessons that must not be forgotten arising from the SVB collapse with RBI editor Douglas Blakey
When institutions lose judgement
Dr Gulzar Singh examines how modern institutions increasingly separate authority from responsibility, allowing decisions to be processed correctly while judgement becomes diffuse and difficult to locate
Beyond banking: How CX Is fintech’s real growth engine
Nick Merritt discusses the contrasting challenges facing fintechs in the US and Europe and why optimising the customer experience is key to winning market share from the incumbents
Beyond the stablecoin debate: why banks must prepare for execution
Vijay Oddiraju discusses what it will take to move stablecoins from pilots into live banking environments and explains that stablecoins only succeed when supported as another rail within existing payment architectures
Deferred Payment Credit comes within the FCA’s perimeter
Ben Player sets out compliance issues that may arise from regulation of BNPL providers, how added regulatory scrutiny will affect the sector and how the UK’s approach to BNPL regulation compares to other jurisdictions