All articles by Douglas Blakey
Douglas Blakey
AI vs dirty money: Using open‑source intelligence to expose illicit financial flows
Chad Longo analyses what ‘actionable intelligence’ looks like in practice for retail banking fraud and financial crime teams when monitoring mainstream and obscure platforms and why specialist OSINT technology is becoming essential
Building beyond the core ceiling: how open-close architecture enables a 2040-ready core
Miles Wilson sets out the core tech problem limiting what banks can achieve in terms of modernisation, and the ‘open-close’ principle they need to embrace to break free
Celent launches AI-enabled intelligence to help financial institutions make quick technology decisions
GlobalData’s Celent unit brings research, advisory expertise, proprietary data, and AI-driven discovery into a single platform
Hybrid banking and the coordination challenge behind modern financial systems
Dr Gulzar Singh reflects on how banks are managing the growing complexity of hybrid banking environments and the need to better coordinate systems and workflows across modern financial infrastructure
Cash acceptance is the key to ensuring payments resilience
Ross Borkett explains how weather disruption, connectivity outages and system failures are exposing single points of failure in the digital payments ecosystem, reinforcing why cash still forms part of a resilient, mixed payment infrastructure
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2026 is the year the marketing funnel finally dies
Sabri Suby explains why the traditional awareness-to-action model no longer reflects how people actually buy, and what replaces it in a non-linear, AI-influenced world
Retail Banker International announces winners of the Asia Trailblazer Awards 2026
The 17th edition of the awards recognise Asia-Pacific’s most innovative retail and digital banking institutions across technology, customer experience, product excellence and social impact
Data sovereignty in the age of AI: A strategic imperative for the modern CIO
Shannon Bell examines the growing shift from “cloud-first” thinking toward “sovereign-first” data strategies, driven by regulatory pressure, geopolitical tensions, and the rapid expansion of AI systems that process sensitive enterprise data
Revolut’s full UK banking licence unlocks lending expansion and deeper market positioning: GlobalData
Following a successful mobilisation period, the PRA has lifted restrictions on Revolut’s banking licence, and given approval to launch its UK bank, Revolut Bank UK Ltd
Time to rebalance the burden: Why social media platforms must share the cost of APP fraud
Bella Henry explains why the UK’s mandatory reimbursement regime risks misallocating responsibility — and incentives — by focusing almost exclusively on banks, often the last line of defence rather than the source of the scam