All articles by Douglas Blakey
Douglas Blakey
When AI becomes invisible: How banking will really operate by 2026
Barath Narayanan explores how banking is evolving from digital interfaces to more embedded and ambient financial services, where AI increasingly operates behind the scenes to orchestrate decisions, automate workflows and personalise services in real time
Gulf banks face an earnings test as rates fall
The question for Gulf lenders is what replaces three years of rate-driven profit growth and how quickly they can find it, writes Sarah Rizvi
Bahrain vulnerable as conflict tests GCC banks
Gulf lenders retain strong liquidity buffers, but Bahrain may face greater pressure than regional peers if the conflict drags on, writes Sarah Rizvi
The debate on autonomy
Pedro Barata makes the case for a new approach in financial crime prevention, taking into consideration the potential impact of AI agents
Role of AI in financial reporting: Hype or reality?
Mark Brown looks at the real-world impact of artificial intelligence within the actuarial and financial reporting landscape
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Composable banking and the changing shape of product design
Dr Gulzar Singh reflects on how banks are assembling products across multiple systems and what this means for operational flow
Tokenization reaches the real world: New Celent report alert
GlobalData’s Celent division releases a flash report on Composable Finance and Programmable Money
US Buy Now Pay Later usage surges as new products proliferate: JD Power
While fintech offerings are driving much of US BNPL growth, it is traditional financial institutions that are delivering better user experiences, according to JD Power
78% of UK businesses now using AI – less than a third see financial benefits
The vast majority of UK firms to invest in AI tools have yet to experience any return on their AI investments, according to research from Studio Graphene
AI vs dirty money: Using open‑source intelligence to expose illicit financial flows
Chad Longo analyses what ‘actionable intelligence’ looks like in practice for retail banking fraud and financial crime teams when monitoring mainstream and obscure platforms and why specialist OSINT technology is becoming essential