All articles by Douglas Blakey
Douglas Blakey
401(k) expansion into private markets – why brand will determine the winners
The push into 401(k)s is shifting alternative asset managers into an increasingly competitive, advisor-led market where brand becomes a decisive differentiator, writes Kriston Rucker
Digital wallets are emerging as the leading infrastructure for trust in banking
Mick Fennell explores how digital wallets are becoming a new layer of digital trust and explains what banks must do to modernise their infrastructure to support this shift
From adapting to adoption: How SaaS is transforming core banking
Rohit Chauhan explores why the traditional “adapt” model for customised core banking is no longer fit for purpose, and why banks must shift to an “adopt” strategy built upon integrated, cloud-based software
Open Banking in the US: Why now is not the time to sit back
Kranti Talluri explains why a lack of clarity and legislation supresses innovation and endangers the fintech industry’s overall growth and progress in the US, all to the ultimate detriment of consumers and banks
Monzo refocuses international strategy with US exit and Ireland launch
Monzo’s strategy highlights a growing trend among digital banks to prioritise depth over breadth in their international growth ambitions, explains Harry Swain
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TikTok expands financial ambitions through Brazil banking push and UK payments play
Harry Swain discusses TikTok’s strategy as it ramps up its financial services sector ambitions
When fraud stops looking like fraud, smarter detection is needed
Stephanie Mitchell explains why a multi-layered defence is crucial in the fight against fraud and how behavioural analysis and AI – alongside traditional fraud controls like device identification and MFA – strengthen defences
How real-time money is reshaping banking infrastructure
Real-time money is accelerating the shift to a 24/7 financial system, exposing the limitations of legacy banking infrastructure and forcing institutions to rethink how they manage payments, liquidity, and operations, writes Kanv Pandit
Banking has learned to launch AI, but making it work is the real test
Are banks really mastering AI? Teo Blidarus explains why the gap between AI headlines and reality is becoming a serious problem and what banks must do differently to bridge it.
Why Credit Unions are becoming central to modern retail banking
Dr Gulzar Singh reflects on the growing importance of credit unions within the UK retail banking landscape, particularly as banking models continue to evolve around digital access, local participation, and community-based financial resilience