All articles by Douglas Blakey
Douglas Blakey
Why translating legacy code is a modernisation trap
Srikumar Ramanathan highlights the practical dangers of turning to automated tools to convert legacy code into modern languages
Validating AI driven AML outcomes under FCA supervision
Dr Janet Bastiman discusses the future of AI for AML and offers expert guidance on how best to collaborate with the FCA and other regulators
ISO 20022’s next phase will test banks’ data foundations
Pratiksha Pathak explains why many banks are still treating ISO 20022 as a messaging upgrade rather than the data transformation it is
Why banking still struggles to see its own workflows
Dr Gulzar Singh reflects on how work moves across multiple systems within banks and why visibility of these workflows is becoming increasingly important
Why loyalty programs are now a core budgeting tool, not just a perk
Shawn Conahan outlines how banks and fintechs can operationalise rewards as financial infrastructure, embedding real-time value visibility and access into the payment and checkout experience to drive sustained engagement
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Time to get serious with graphs in banking and cybersecurity
Graph database expert Marko Budiselic shares useful engineering perspectives on the question and highlights the example of South African retail bank Capitec
AI’s guardrails (not its speed) will define success in financial services marketing
David Stocks explores how AI is rapidly moving from a back-end efficiency tool into the customer interface and therefore shaping behaviours, decisions and expectations in real time
The FCA’s consumer finance priorities: What they mean for firms and borrowers
Laura Dale-Gough explores the regulator’s increasing shift towards outcomes-based supervision and what that entails in practice
Dimensions: Risk & Compliance IT Pressures and Priorities: 2026 Global – new Celent report alert
Risk Rewired: Data first, Ai second
Why hyperpersonalisation in banking doesn’t have to be a luxury
With the right infrastructure in place, hyperpersonalisation can become the standard for all, explains Steve Round