All articles by Douglas Blakey

Douglas Blakey

TikTok expands financial ambitions through Brazil banking push and UK payments play

Harry Swain discusses TikTok’s strategy as it ramps up its financial services sector ambitions

When fraud stops looking like fraud, smarter detection is needed

Stephanie Mitchell explains why a multi-layered defence is crucial in the fight against fraud and how behavioural analysis and AI – alongside traditional fraud controls like device identification and MFA – strengthen defences

How real-time money is reshaping banking infrastructure

Real-time money is accelerating the shift to a 24/7 financial system, exposing the limitations of legacy banking infrastructure and forcing institutions to rethink how they manage payments, liquidity, and operations, writes Kanv Pandit

Banking has learned to launch AI, but making it work is the real test

Are banks really mastering AI? Teo Blidarus explains why the gap between AI headlines and reality is becoming a serious problem and what banks must do differently to bridge it.

Why Credit Unions are becoming central to modern retail banking

Dr Gulzar Singh reflects on the growing importance of credit unions within the UK retail banking landscape, particularly as banking models continue to evolve around digital access, local participation, and community-based financial resilience

Closing the gap between AI and ROI in the finance sector

Chris Johnston examines why AI and digital transformation investments in UK banking are struggling to deliver measurable ROI?

Card Issuing and Processing Solutions – new Celent reports alert

Four new reports from GlobalData’s Celent division profile in-depth 27 card issuing and processing solutions

Stablecoins slowly emerge as real-world payments method

Fiat currency-based stablecoins are beginning to be used for real-world transactions such as cross-border remittances and corporate payments, Robin Arnfield reports

AI is everywhere, but data is doing the work

Stuart Harvey explores why data, not AI itself, has become the real connective tissue of modern financial services

Banking’s problem with “Silent Quitters”

Nick Merritt highlights why capability alone is no longer enough to maintain customer relationships, and how banks can respond in an era of rising expectations and multi-banking