All articles by Douglas Blakey
Douglas Blakey
Why trust will decide the next era of payments
Trust is no longer a soft concept or a brand attribute. It has become the hardest operational requirement in payments, explains Thomas Warsop
Synthetic banking has outpaced its governance
Dr Gulzar Singh explains how the growing use of synthetic data and constructed decision environments in banking has quietly outpaced the governance frameworks designed to ensure accountability, oversight, and institutional clarity
From monolith to molecular: Why core banking must evolve
Paul Payne explores why lift-and-shift cloud strategies, modular platforms and microservices failed to resolve core banking challenges, and how molecular architectures is emerging as a more practical path forward
UK current account switching dips by 11.4% in 2025
Despite a strong fourth quarter, UK current account switching dropped by over 136,000 switches or 11.4% y-o-y for calendar year 2025
2026 outlook: Industry leaders give their take on the year ahead
Banking and payments sector heavyweights look to the year ahead. Douglas Blakey reports
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2026: The year BFSI shifts from modernisation ambition to governed intelligence
Pablo Cella explains why 2026 represents a pivotal year for the banking, financial services and insurance sector
The risk that lives between committees
Dr Gulzar Singh examines how material banking risks often persist not because they are unknown, but because they fall between committees, functions, and lines of accountability
Algorithmic banking has moved faster than its governance
Dr Gulzar Singh explains how algorithmic decision-making in banks has outpaced the institutional structures designed to govern accountability, oversight, and escalation
Fintech’s long march to Washington
Rhys Merrett discusses recent renewed efforts by European fintechs such as Revolut, Monzo and bunq to enter the US market by acquiring a banking licence
Reclaiming the vote. What the rise of pass-through voting means for banks
Siobhan Archer discusses how the ESG backlash and rising regulatory pressure are forcing a rethink of investor influence for the banking sector