All articles by Douglas Blakey

Douglas Blakey

Reclaiming the vote. What the rise of pass-through voting means for banks

Siobhan Archer discusses how the ESG backlash and rising regulatory pressure are forcing a rethink of investor influence for the banking sector

The E&I advantage: Why Swift’s 2027 requirements could be a turning point for banks

Cian Fernando explains why banks that adopt native processing early will gain faster, more resilient operations, while those waiting until the 2027 deadline risk falling behind

Why banks shouldn’t wait for AI to fix the Gen problem

Chris Eley highlights the issues caused by banks’ continued reliance on dated, inflexible legacy systems and why there are unsuitable for a modern, cloud-based banking ecosystem

Why data lineage breaks before technology fails

Dr Gulzar Singh explains why data issues in banks rarely surface as technology outages but instead emerge when institutions are asked to explain outcomes under scrutiny

Payments failures are discovered by customers, not systems

Dr Gulzar Singh examines how payments failures are most often detected outside institutional monitoring layers, and why customer, merchant, and dispute signals typically surface breakdowns before internal metrics respond

Scotland-based Financial Regulation Innovation Lab reveals winners

The FRIL has awarded £50,000 each to four fintechs to accelerate consumer wealth support

Transformation towards real-time, intelligent banking gathers pace-new Celent report alert

Are European banks, electronic money institutions and payment institutions ready to capture the SCT Inst opportunity?

The new leadership problem in banking institutions

Dr Gulzar Singh explains why decision-making, not vision, is now the real constraint

When software becomes an actor, identity becomes the bottleneck

The last wave of enterprise software automated tasks. The current wave is beginning to act, explains Dr Gulzar Singh

The Bank of Tomorrow and the architecture that will shape it

The idea of the “Bank of Tomorrow”. Dr Gulzar Singh reflects on how long-term institutional design, operating structure, and governance choices quietly shape the future of banking over time