All articles by Douglas Blakey

Douglas Blakey

Responsible cloud migration – overcoming the data security challenge

As businesses accelerate their digital transformation journey, one key factor is often overlooked: data ownership. Alasdair Anderson provides insight into the serious risks uninformed cloud migration can incur – and how to avoid them

UK high street banks still take small business customer savings for granted

Allica Bank highlights that the gap in business savings rates offered by challenger banks vs those offered by big banks is getting worse- it has now grown to over 3%

The crucial role of eCash in bridging the digital divide

Bob Legters explains why consumers gravitate towards cash for comfort, the advantages of eCash, and why businesses should incorporate eCash payments into their offerings

Almost half (46%) of UK business leaders trust digital-only banks as much as traditional banks – NerdWallet

Digital challenger banks are well placed to dominate the SME business landscape according to research released by NerdWallet

Monzo adds friction to fight fraud—but the features may not be popular with customers

Benjamin Hatton assesses how customers may react to Monzo’s new optional security initiatives

Chase threatens to hike service fees amid CFPB overdraft fee cap discussion

Some 23 million US households pay overdraft fees every year and now the CFPB proposes to save consumers an estimated $3.5bn annually by restricting fees. Benjamin Hatton analyses current thinking at Chase

Maybank’s myimpact Invest campaign: a different approach to engage Gen Z investors

Maybank’s myimpact Invest campaign looks exciting but as Phoebe Hodgson explains, its approach goes against conventional investment advice

Why Europe will never have a superapp and identity will be King

Andrew Bud sets out why Europe will not adopt an Asia-style superapp and explains why the identity-centric model that is emerging is hugely exciting and represents its own kind of superapp revolution

Looking to stop payment fraud? Modernise your approach to bank validation

Shai Gabay explains why traditional bank account validation is inadequate and is placing businesses at risk of fraud

Banks are making their return to merchant acquiring

John Power discusses the opportunities and challenges facing banks re-entering the space the lucrative merchant acquiring space