Capital One Financial had 452 patents in digitalization during Q1 2024. Capital One Financial Corp’s patents filed in Q1 2024 focus on methods and systems for monitoring user activities on computing devices, processing bound payment methods, detecting unauthorized transactions, tracking user browsing activity, and enabling customized navigation flows for websites/applications. These innovations aim to enhance security, user experience, and personalization in financial transactions and online interactions. GlobalData’s report on Capital One Financial gives a 360-degree view of the company including its patenting strategy. Buy the report here.
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Capital One Financial grant share with digitalization as a theme is 48% in Q1 2024. Grant share is based on the ratio of number of grants to total number of patents.
Recent Patents
Application: Computer based systems configured to surface expected demographic queries within interaction sessions and methods of use thereof (Patent ID: US20240104189A1)
The patent filed by Capital One Financial Corp. describes a computer-implemented method that involves obtaining permission from a user to monitor activities on a computing device, identifying incoming interaction sessions, verifying session parameters, determining inquiries based on parameters, identifying demographic information about the user, and updating a GUI element to display inquiries and demographic information. The method also includes automatically halting monitoring based on a threshold of inquiries, utilizing crowd sourcing algorithms for inquiries, and rejecting interaction sessions based on comfort levels.
Furthermore, the system described in the patent includes a non-transient computer memory storing software instructions, at least one processor of a computing device associated with a user, and a GUI with programmable elements. The system is designed to obtain user permission to monitor activities, identify interaction sessions, verify parameters, determine inquiries, identify demographic information, and update the GUI to display inquiries and demographic information. Additionally, the system can automatically halt monitoring based on a threshold of inquiries, store demographic information in a database, and reject interaction sessions based on user comfort levels.
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GlobalData Patent Analytics tracks bibliographic data, legal events data, point in time patent ownerships, and backward and forward citations from global patenting offices. Textual analysis and official patent classifications are used to group patents into key thematic areas and link them to specific companies across the world’s largest industries.
