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UnitedHealth Group gets grant for hierarchical data objects for healthcare claim records
UnitedHealth Group's patent involves a computer-based system that generates hierarchical data objects by applying rules to claim records, identifying sub-episodes...
Capital One Financial gets grant for targeting bid and position for a keyword
Capital One Financial's patent involves a computer-implemented method for targeting bid and position for a keyword. By utilizing historical data...
U.S. Bancorp gets grant for fraud detection apparatus for identifying point-of-compromise location
U.S. Bancorp has been granted a patent for an apparatus that detects and identifies fraudulent activity involving multiple transaction cards...
JPMorgan Chase & Co gets grant for secure, decentralized interbank information network for payment processing
JPMorgan Chase & Co has patented a secure, decentralized network for payment processing, enabling faster transactions and real-time fraud management....
Bank of New York Mellon gets grant for smart vessel system for monitoring solution shelf life
Bank of New York Mellon's patent involves a vessel system with sensors and processors to monitor and indicate the shelf...
Worldline gets grant for electronic transaction method using unidirectional communication between devices
Worldline has been granted a patent for an electronic transaction method involving initiation communication between a terminal device and a...
Progressive gets grant for predictive system for insurance premium calculation using usage based data
Progressive's patent involves a multivariate predictive system that processes usage-based data to underwrite insurance products. The system includes a database...
Assurant gets grant for dynamic resource allocation in a changing environment
Assurant's patent involves a method for efficiently allocating resources in a dynamic environment by utilizing predictive modeling and machine learning....
Deutsche Bank gets grant for securely authorizing electronic transactions using identity protection system
Deutsche Bank has been granted a patent for a method involving encrypting data, sending it to a repository, and securely...
Plaid gets grant for visual interface system for programming verification rulesets
Plaid has been granted a patent for a system that provides a visual interface for programming verification rulesets. The system...
Citizens Financial Group gets grant for predictive financial management system with interactive GUI
Citizens Financial Group's patent describes a system that links electronic data accounts, predicts user behavior using machine learning, and generates...
Loews gets grant for a container with unique neck design
Loews has been granted a patent for a container design with a unique neck portion featuring upper and lower structural...
Flagship Pioneering gets grant for membrane-penetrating composition for intracellular therapeutic delivery
Flagship Pioneering has been granted a patent for compositions and methods that allow for translocation across membranes without disruption. The...
TransUnion gets grant for evaluation of electronic stimulus effectiveness using anonymized identifiers
TransUnion's patent involves a method for evaluating electronic stimulus effectiveness using anonymized identifiers to protect raw data. A server platform...
Humana gets grant for healthcare data compatibility system for legacy electronic record systems
Humana has patented a system for compatibility between legacy electronic record systems. The system involves appliances converting data between legacy...
Citigroup gets grant for blockchain system for secure actions using bifurcated self-executing programs
Citigroup has patented a system for secure actions on public blockchains using bifurcated self-executing programs. The system combines two programs...
Banc of California gets grant for generating and publishing vehicle offers based on manufacturer incentives
Banc of California has patented a tool for creating and sharing vehicle offers by matching manufacturer incentives and dealership inventory...
BNP Paribas Fortis gets grant for non-tufted carpet with bonded non-woven structure
BNP Paribas Fortis has patented a non-tufted carpet with a unique facing layer made of a bonded and entangled non-woven...
CITIC gets grant for transmission shaft automatic connection and disengagement device
CITIC has been granted a patent for a transmission shaft automatic connection and disengagement device. The device allows for the...
Moody's gets grant for data processing system with distributed hardware architecture
Moody's has been granted a patent for a data processing system utilizing a distributed hardware architecture and unique algorithm architecture....