Tokio Marine. has been granted a patent for a system that evaluates and displays compliance standards through an automated interface. The system engages users in a node-based conversation to assess compliance and determine benefits associated with specific standards, generating reports on expected benefits. GlobalData’s report on Tokio Marine gives a 360-degree view of the company including its patenting strategy. Buy the report here.

According to GlobalData’s company profile on Tokio Marine, was a key innovation area identified from patents. Tokio Marine's grant share as of July 2024 was 23%. Grant share is based on the ratio of number of grants to total number of patents.

Compliance evaluation and benefit identification system

Source: United States Patent and Trademark Office (USPTO). Credit: Tokio Marine Holdings Inc

The granted patent US12047343B2 describes a computer system designed to assist users in identifying available benefits through a node-based conversational interface. The system comprises processing units and memory that store a program with instructions for receiving user requests and engaging an interface module. This module interacts with users via a communication channel, navigating through a node graph that consists of interconnected nodes. The graph is divided into two subsets: one for compliance questions and another for distinct compliance standards, each linked to specific benefits and requirements. As users respond to compliance questions, the system progresses them through the nodes, ultimately determining their eligibility for benefits based on their responses.

Additionally, the patent outlines various features of the system, including the ability to customize the initial node based on user information, such as name and proposed absence dates. The interface can also utilize audio and voice response capabilities, and it may employ computational models like support vector machines or neural networks to enhance user interaction. The information provided to users regarding their benefits can include graphical representations detailing compensation and employment protections associated with the relevant compliance standards. Overall, the patent presents a structured approach to benefit identification, leveraging a dynamic and interactive interface to facilitate user engagement and compliance assessment.

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GlobalData Patent Analytics tracks bibliographic data, legal events data, point in time patent ownerships, and backward and forward citations from global patenting offices. Textual analysis and official patent classifications are used to group patents into key thematic areas and link them to specific companies across the world’s largest industries.