Tokio Marine. has been granted a patent for a system that evaluates and displays compliance standards through an automated interface. The system engages users in a node-based conversation to identify benefits associated with compliance standards, generating reports on expected benefits as users progress through compliance questions. GlobalData’s report on Tokio Marine gives a 360-degree view of the company including its patenting strategy. Buy the report here.

According to GlobalData’s company profile on Tokio Marine, was a key innovation area identified from patents. Tokio Marine's grant share as of June 2024 was 24%. Grant share is based on the ratio of number of grants to total number of patents.

Compliance evaluation and benefit identification system

Source: United States Patent and Trademark Office (USPTO). Credit: Tokio Marine Holdings Inc

The granted patent US12047343B2 describes a computer system designed to assist users in identifying benefits available to them based on compliance with various standards. The system comprises processing units and memory that store a program with instructions for engaging users through a node-based conversation. This conversation utilizes an interface module that traverses a node graph, which consists of interconnected nodes. The nodes are categorized into two subsets: one for compliance questions and another for distinct compliance standards, each linked to specific benefits and requirements. As users respond to compliance questions, the system progresses them through the nodes, ultimately determining their eligibility for benefits associated with particular compliance standards.

Additionally, the patent outlines features such as the ability to customize the initial node based on user-provided information, which may include personal details and absence-related data. The node graph is described as non-binary, allowing for complex interactions, and the interface can include audio and voice response capabilities. The program may also utilize various computational models, such as support vector machines and neural networks, to enhance the user experience. The information provided to users regarding their benefits can include graphical representations detailing compensation and employment protections linked to the compliance standards. Overall, the patent presents a structured approach to navigating compliance-related benefits through an interactive and user-friendly system.

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GlobalData Patent Analytics tracks bibliographic data, legal events data, point in time patent ownerships, and backward and forward citations from global patenting offices. Textual analysis and official patent classifications are used to group patents into key thematic areas and link them to specific companies across the world’s largest industries.