Toronto-Dominion Bank grant share with digitalization as a theme is 62% in Q1 2024. Grant share is based on the ratio of number of grants to total number of patents.

Recent Patents

Application: System and method for generating data transfer recommendations (Patent ID: US20240104526A1)

The patent filed by The Toronto-Dominion Bank describes a server computer system that analyzes historical data transfers within resource accounts to generate a data budget. When a data transfer request is received, the system determines the affordability based on the data budget and provides recommendations to afford the transfer. These recommendations can include combining resources from multiple accounts, using loyalty points, or increasing account limits. The system can also send notifications to users with recommendations and selectable options to complete the transfer.

The server computer system also includes features such as modifying graphical user interfaces to display transfer details, analyzing transfer requests for affordability, and providing selectable options for users to accept recommendations. The method described in the patent involves receiving data transfer requests, generating affordability recommendations, and displaying notifications with selectable options on computing devices. The patent aims to provide users with personalized recommendations to afford data transfers, including options to use multiple accounts, loyalty points, or reduce spending. Additionally, the system can remind users to eliminate unnecessary transfers from their data budget.

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