Toronto-Dominion Bank grant share with mobile as a theme is 66% in Q1 2024. Grant share is based on the ratio of number of grants to total number of patents.

Recent Patents

Application: System and method for generating data transfer recommendations (Patent ID: US20240104526A1)

The patent filed by The Toronto-Dominion Bank describes a server computer system that analyzes historical data transfers within resource accounts to generate a data budget. When a data transfer request is received, the system determines the affordability based on the data budget and provides recommendations to afford the transfer. These recommendations can include combining resources from multiple accounts, opening a new account, splitting transfers, using loyalty points, reducing spending, increasing limits, or using a different account. The system can also remind users to eliminate certain transfers from the budget if needed.

Furthermore, the system can modify a graphical user interface on a computing device to display information about the data transfer request and recommendations. Users can select from these recommendations through the interface, and the system can complete the data transfer based on the chosen recommendation. The patent also covers methods and computer-readable storage mediums implementing these functionalities, providing a comprehensive system for managing data transfers and budgets effectively.

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