According to GlobalData’s company profile on UnitedHealth Group, Content recommendation models was a key innovation area identified from patents. UnitedHealth Group's grant share as of January 2024 was 40%. Grant share is based on the ratio of number of grants to total number of patents.

Reconciliation system for accelerated contribution funded accounts

A computer-implemented method for managing funds in a multi-purse system is disclosed in a filed patent application (Publication Number: US20240037647A1). The method involves receiving a claims request with specific parameters from a card accounts system, selecting an MP table based on a user's profile, identifying a set of sub-accounts for the request, and transferring funds between different accounts based on predefined rules. The system also initiates bank transactions and updates the card accounts system to reconcile different account balances.

Furthermore, the patent application describes a computing system and computer-readable storage media implementing the method outlined above. The system is designed to efficiently handle fund transfers and account reconciliations based on user-specific parameters and priorities. By utilizing MP indicators and sub-account statuses, the system can select the appropriate accounts for fund transfers and ensure accurate reconciliation between different types of accounts. Overall, the disclosed method and system aim to streamline fund management processes within a multi-purse system, providing users with a seamless and efficient financial experience.

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