USAA’s patent describes a contactless communication system for mobile devices that activates after a vehicular incident. The first device detects the collision, identifies a nearby second device, and facilitates communication between them, potentially through a service provider’s server, enhancing post-accident interactions. GlobalData’s report on USAA gives a 360-degree view of the company including its patenting strategy. Buy the report here.
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According to GlobalData’s company profile on USAA, Digital lending was a key innovation area identified from patents. USAA's grant share as of July 2024 was 99%. Grant share is based on the ratio of number of grants to total number of patents.
Contactless communication system for post-collision mobile devices
The patent US12075308B1 outlines a contactless communication system designed for mobile devices, particularly in the context of vehicular collisions. The primary claim describes a mobile device equipped with processors and memory that runs a service provider application. This application enables the device to receive data indicating a vehicular collision, identify another mobile device within a specified distance, and initiate contactless communication through a teleconference facilitated by a server linked to the application. The system also includes features for confirming communication requests and establishing a communication portal, enhancing the interaction between users involved in an incident.
Additional claims detail the functionalities of the mobile device, including the use of various sensors (location, motion, image) to gather collision data and identify the second mobile device. The application can scan for user identifiers associated with the second user, which may include QR codes or insurance information, to facilitate communication. The method claims further elaborate on the process of receiving user identifier data, transmitting it to a server, and initiating contactless communication based on incident-related information. This innovative approach aims to streamline communication between parties involved in a vehicular incident, potentially improving the efficiency of information exchange and response in such situations.
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GlobalData Patent Analytics tracks bibliographic data, legal events data, point in time patent ownerships, and backward and forward citations from global patenting offices. Textual analysis and official patent classifications are used to group patents into key thematic areas and link them to specific companies across the world’s largest industries.
