KeyBank National Association has signed a definitive agreement to acquire Laurel Road Bank’s digital lending business for an undisclosed sum.
However, Laurel Road’s three brick-and-mortar branches are not a part of this deal.
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By GlobalDataAs a part of the agreement, around 140 Laurel Road employees are expected to join KeyBank National Association.
Laurel Road’s digital lending business
Based in New York City, Laurel Road provides online student loan refinancing, personal lending and mortgage product services.
The company targeted customer segment includes healthcare professionals, lawyers and graduate students.
In 2013, Laurel Road launched its student loan refinancing platform, which till date has generated more than $4bn in loan originations.
Last year, the company launched a mortgage platform to provide an end-to-end service to potential home owners.
KeyCorp vice-chair and president of banking Chris Gorman said: “Laurel Road’s model of focusing on advanced degree professionals is not only consistent with Key’s approach but also complements our focus on specific sectors more broadly.
“We have invested significant resources in building our own strategic partnerships with fintech companies and we have yet to encounter a firm that so clearly matches our business and cultural approach to serving clients.”
Laurel Road Bank founder and chairman Gary Lieberman said: “We could not have found a better strategic partner to help take Laurel Road to the next level and continue our mission of serving millennial customers with technology that meets them where they are in their financial journey.
“Together, we will work to create an innovative digital financial experience for all of our customer segments.”
The completion of the acquisition is subject to customary closing conditions, including regulatory approvals.